Project Description

Reduction of Interest

A company that operates in the textile industry, became a national reference in quality and product development in the men’s fashion market, producing parts for retail chains with more than 15 stores, in addition to producing for three own brands.
Even with such success, the company was in a complicated situation, needing to solve the financial management, because it was with very high interest rates.

Challenges

• Diagnose the potential causes of financial imbalance;
• Acting of competitors with the importation of Chinese products;
• Define internal indicators of financial control;
• Requalification of rating and renegotiation of financing with financial institutions.

Cost of not doing it

• Failure to keep up with the increase in interest at its operating margin;
• Negative credit in the market, and consequent risk of bankruptcy;
• Harm the market share.

Paths to success

• Conduct a survey of financial indicators;
• Materialize Credit Report with Financial Institutions;
• Monitoring of financial drivers;
• Negotiate lines of credit and financial transactions with financial institutions;
• Definition of financial monitoring assignments for internal staff.

Results

• Reduction of interest;
• Improvement in the structuring of company capital and improvement of rating;
• Became a financing operator with leading institutions;
• Consolidated among the main players in the segment.

Market segment

• Industry.

Solution or service

• Financial Management and Trading System.

Project Details